Nov 25, 2025 D&O vs. E&O: Know the Difference

If you own or lead a business, you’ve probably heard of both D&O insurance and E&O insurance — often mentioned...

Nov 17, 2025 Top Reasons for EPLI Claims

Employee issues can escalate faster than most business owners expect. A disagreement over a termination, a misunderstanding about a promotion,...

Nov 12, 2025 What’s the Right Insurance for Tools Stored Offsite?

If you’re a contractor, tradesperson, or small-business owner, chances are your tools don’t stay neatly tucked inside your shop. They’re...

Oct 14, 2025 What Happens If You Don’t Have General Liability Insurance?

Running a small business comes with more than long hours and a relentless focus on growth. It also comes with...

Oct 6, 2025 Does Crime Insurance Cover Employee Theft?

Employee theft isn’t just an occasional headline. It’s a persistent problem that drains businesses of billions every year.  According to...

Sep 17, 2025 Is Workers’ Comp Required for Independent Contractors?

Hiring independent contractors offers businesses flexibility and specialized expertise, but it also raises questions about legal and insurance obligations. One...

Sep 3, 2025 What Is Included in a Business Owner’s Policy?

Running a business means balancing many responsibilities, including confirming you have the right insurance protection in place. A business owner’s...

Aug 20, 2025 What Insurance Does a Small Business Need?

Running a small business is all about managing risk while maximizing opportunity. But too often, the question of protection gets...

Aug 8, 2025 Top Factors Affecting the Cost of Commercial Property Insurance

As property insurance premiums continue to rise, many business owners are asking the same questions: What factors affect the cost...

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Oakwood Risk at Work

One of our clients had been purchasing D&O insurance from the same carrier for several years. We looked at their tower and realized that not only was their primary carrier not A+ rated, they were also paying too much for the primary layer. We were able to move the coverage to A+ rated paper and save the client six figures.

Contact the D&O Insurance Experts